A client needed short-term EUR liquidity for a real-estate down payment, on a tight timeline. Crypto-Bond approved a standard personal loan and made the funds available in the client's dashboard as cryptocurrency, ready to convert on demand.
Crypto Loan No Collateral Wealth Planning
Challenge:
Needed EUR liquidity within weeks
Wanted a straightforward application process
Preferred not to liquidate other assets
Solution:
Standard personal loan, no collateral required
Transparent 6.9% APR agreed upfront
Funds credited to the dashboard within 3 business days
Result
Loan Amount€310,000
Payout CurrencyBTC
CollateralNone
Duration18 months
Rate6.9% APR
StatusActive
Got more questions?
Frequently Asked Questions
How does a Crypto-Bond loan work?–
You apply online for a standard personal loan, just as you would with any lender — no cryptocurrency holdings required. Once your file is approved, the loan amount is credited to your Crypto-Bond client dashboard in cryptocurrency, which you can convert into EUR liquidity whenever you like.
Do I need to already own crypto to get a loan?+
No. Crypto-Bond loans are standard personal loans; no crypto holdings or collateral are required to qualify. Cryptocurrency only comes into play once your loan is approved and funded to your dashboard.
How is my loan amount and interest rate determined?+
Approval is based on a standard assessment of your request (amount, duration and profile), just like with a traditional lender. The rate and terms are confirmed in a personalised offer before you accept anything.
How long does it take to get a response to my loan request?+
Once we receive your request through the dedicated form, our team typically responds within 24 to 48 business hours with a personalised offer.
Are my funds and cryptocurrencies safe?+
Crypto-Bond AG is a Swiss public limited company registered with the commercial register of the canton of Zug. Deposited assets are held under strict security protocols (segregated wallets, internal controls).